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General Disclaimer: Not financial advice. Koku InvestSmart is an educational tool with resources to help users make informed decisions. No service or product mentioned through this website or app constitutes personalized financial advice or acts as a financial advisor, including the PÜR 50-50 strategy. Investment decisions are made at the user’s own risk, and past performance is not indicative of future results. All investments involve risks, including the potential loss of principal. Koku InvestSmart does not guarantee the accuracy, completeness, or reliability of the information provided. Users should independently verify information and consult a licensed professional for financial, legal, or tax advice tailored to their circumstances.